Insurance Rate
How do "Points" Affect Car Insurance Rates, and When do Insurance Companies Check Driving Records?
In most states in the United States, and in many countries around the world, the motor vehicles department has a "point" system, which is used to track accidents and violations that affect your driving record. Car insurance companies will order a copy of your driving history once you have purchased a car insurance policy, in order to confirm the information that you provided on the application.
